On another occasion, sitting by me on a gunning point where we were shooting ducks as they flew by on their fall migration, was a friend who had given me much help in building one of our hospitals. I suddenly noticed that he did not fire at a wonderful flock of eiders which went right over our heads. "What's the matter, Jim?" I asked. "I settled with the merchant to-day," he replied, "and he won't give me nothing for powder. A duck or two won't matter. 'Tis the children I'm minding." The fishery had been poor, and not having enough to meet his advances, he had sold a few quintals of fish for cash, so as to get things like milk which he would not be allowed on winter credit, and had been caught doing so. He was a grown man and the father of four children. We went to his trader to find out how much he was in debt. The man's account on the books was shown us, and it read over three thousand dollars against our friend. It had been carried on for many years. A year or two later when the merchant himself went bankrupt with a debt of $686,000 to the bank of which he was a director, the people of that village, some four hundred and eleven souls in all, owed his firm $64,000, an asset returned as value nil. The whole thing seemed a nightmare to any one who cared about these people. In Labrador no cereals are grown and the summer frosts make potato and turnip crops precarious, so that the tops of the latter are practically all the green food to which we can aspire--except for the few families who remain at the heads of the long bays all summer, far removed from the polar current. Furthermore, until some one invents a way to extract the fishy taste from our fish oils, we must import our edible fats; for the Labrador dogs will not permit cows or even goats to live near them. I have heard only this week that a process has just been discovered in California for making a pleasant tasting butter out of fish oil. Our "sweetness" must all be imported, for none of our native berries are naturally sweet, and we can grow no cultivated fruits. The same fact applies to cotton and wool. Thus nearly all our necessities of life have to be brought to us. Firewood, lumber, fish and game, boots or clothing of skins, are all that we can provide for ourselves. On the other hand, we must export our codfish, salmon, trout, whales, oil, fur, and in fact practically all our products. An exchange medium is therefore imperative; and we must have some gauge like cash by which to measure, or else we shall lose on all transactions; for all the prices of both exports and imports fluctuate very rapidly, and besides this, we had then practically no way to find out what prices were maintaining in our markets.