It had not been expected by Austin Clay. Though aware of the shortness of capital, he believed that with care difficulties would be surmounted. The fact was, Mr. Hunter had succeeded in keeping the worst from him. It fell upon Austin one morning like a thunderbolt. Mr. Hunter had come early to the works. In this hour of embarrassment--ill as he might be, as he was--he could not be absent from his place of business. When Austin went into his master's private room he found him alone, poring over books and accounts, his head leaning on his hand. One glance at Austin's face told Mr. Hunter that the whispers as to the state of affairs, which were now becoming public scandal, had reached his ears. 'Yes, it is quite true,' said Mr. Hunter, before a word had been spoken by Austin. 'I cannot stave it off.' 'But it will be ruin, sir!' exclaimed Austin. 'Of course it will be ruin. I know that, better than you can tell me.' 'Oh, sir,' continued Austin, with earnest decision, 'it must not be allowed to come. Your credit must be kept up at any sacrifice.' 'Can you tell me of any sacrifice that will keep it up?' returned Mr. Hunter. Austin paused in embarrassment. 'If the present difficulty can be got over, the future will soon redeem itself,' he observed. 'You have sufficient capital in the aggregate, though it is at present locked up.' 'There it is,' said Mr. Hunter. 'Were the capital not locked up, but in my hands, I should be a free man. Who is to unlock it?' 'The men are returning to their shops,' urged Austin. 'In a few days, at the most, all will have resumed work. We shall get our contracts completed, and things will work round. It would be _needless_ ruin, sir, to stop now.' 'Am I stopping of my own accord? Shall I put myself into the Gazette, do you suppose? You talk like a child, Clay.' 'Not altogether, sir. What I say is, that you are worth more than sufficient to meet your debts; that, if the momentary pressure can be lifted, you will surmount embarrassment and regain ease.' 'Half the bankruptcies we hear of are caused by locked-up capital--not by positive non-possession of it,' observed Mr. Hunter. 'Were my funds available, there would be reason in what you say, and I should probably go on again to ease. Indeed, I know I should; for a certain heavy--heavy----' Mr. Hunter spoke with perplexed hesitation--'A heavy private obligation, which I have been paying off at periods, is at an end now.' Austin made no reply. He knew that Mr. Hunter alluded to Gwinn of Ketterford: and perhaps Mr. Hunter suspected that he knew it. 'Yes, sir; you would go on to ease--to fortune again; there is no doubt of it. Mr. Hunter,' he continued with some emotion, 'it _must_ be accomplished somehow. To let things come to an end for the sake of a thousand or two, is--is----' 'Stop!' said Mr. Hunter. 'I see what you are driving at. You think that I might borrow this "thousand or two," from my brother, or from Dr. Bevary.'