There was another aspect to Jim beside the mortification. He had dropped behind in his standing. Late hours and planning all sorts of amusements had distracted his attention. And there was another fact to face. He had been spending money with a lavishness that he wondered at now. He had borrowed of Weir, of Gaynor, of Ben. When he counted up the total he was dismayed. His father had been generous. They had all been very proud of him. How could he confess the miserable fiasco to any one? Perhaps, after he had taken his degree-- But he had to study hard for that. No more frolicking about! He had a good deal of resolution, when it was put to the test. He would ask sober-going Ben to lend him a hundred dollars, which he would pay back by degrees. No girl should ever win a smile out of him again. He would never borrow when he was once out of this difficulty. He knew Dick Weir really needed his money, and this emboldened him to apply to Ben. Alas! "I'd do it in a minute Jim; but I've been trying a sort of experiment. I had a chance to buy some capital stock, five hundred dollars' worth, and I just scraped up everything I had, and borrowed, so I'm behind, and must catch up. You've been pretty gay, haven't you, Jim?" "I have been an idiot," replied Jim, sturdily. "But I have learned a lesson." "You just go to Joe. He's the best fellow in all the world. Don't worry father about it; he takes such pride in his young collegian," and Ben smiled with generous kindliness upon his younger brother. That was the best thing certainly; yet it was days before Jim could summon sufficient courage. And then he found, as he blundered a little over the matter, that Joe thought it worse than it really was. "Have you been gambling?" the elder asked gravely. "No, not that, Joe. It's all been a silly sort of extravagance. I am mad at myself when I think of it." He wouldn't say he had been tempted by a girl into much unwise expenditure. How could he have been so weak! "It will be all right," returned Joe. "I am glad it is not gambling debts; though a hundred dollars wouldn't cover much. I hope you are coming through in good shape." "You may be sure of that. Oh, Joe, how kind you are!" "What is brotherhood for, if not that?" said Joe gravely.