“Don't talk of paying in advance,” said a salesman, “we're mighty glad to get the money after it's due.” “Yes, I know; there's too much work there, too. Although the buyer knows the exact time that his bill is due, he is getting so of late that he will pay nothing until a statement is sent, and not then till it pleases him. Your small man, not in the amount of business, but small-minded, dearly loves to hold back until you have sent him notice of draft made on him; he at once sends on a remittance then and his little soul takes comfort in telling, when the draft on him is presented, 'I do not owe them anything; their bill is paid.' Or else he waits till the draft is presented and dishonors it because it is drawn 'with exchange.' But there ought to be a keener sense of the honor to be won in paying bills promptly. If Dun and Bradstreet were to put in a third rating to show whether dealers paid promptly or not, and whether mean in little things or not, it would be of vast help.” “How would you have it?” “Why, as it now is, we are told that John Smith is worth $2,000 to $5,000, and his credit good. I would add another column, and show prompt pay, slow pay, unpleasant in collecting, etc. You now trust a man on the basis of his capital and credit, but if you knew he was a smart Aleck you would not care to sell him no matter how much he was worth.” “Well, boys,” said a New York man, “I don't have anything to do with the collecting, and I'm mighty glad of it. It's bad enough to sell goods without having to squeeze the pay out too. But I had a case the other day that surprised me a little. Last October I sold a bill to a concern in Canton, Ohio, on 60 days. When I started out this spring the book-keeper told me the bill was still unpaid. He said he sent statement in January, then drew through the Canton bank in February, but draft was returned unpaid. I told him the concern was good, and I didn't understand it. I was in Canton in April and intended to speak to the concern about our bill; but when I went into the store one of them met me very cordially, said our goods had gone well and he wanted some more. I took it for granted they had paid up, or they would not be so ready with another order, so sold them a bill and said nothing about the old one. But here is a letter from my house asking if anything was done about the October bill, and telling me it has not yet been remitted to them. Blest if I understand it! The longer I travel the more I get puzzled.” “Well, quit cutlery and go selling coffee.” “Coffee?”