At length there came a frowning of Fortune. The list-keeper was himself a keen bettor, and more than once "perilled his purse" by having all his money on an animal he thought "sure to win." Having backed a horse on his own account to win a particular Chester Cup--in those days the "Tradesmen's Plate" was a most pronounced betting race--and the animal having failed to do what was expected. Holmes was unfortunately unable to come to "the scratch" over the animal which did win, and knowing he could not meet the claims which would be made against him on behalf of the winner, which had been heavily backed at his list, he at once left London, to the great consternation of Wingrave, who dreaded he would in some way be held responsible for the misdeeds of the runaway list-keeper. His foreboding was more than realised; an incensed mob of the creditors of Holmes, taking the law into their own hands, all but wrecked the house. It was in vain the landlord told the crowd he had no concern with the defalcations of the list-keeper; the people would not be pacified. Out of the affair there arose a police case, and although Wingrave was able to convince the magistrate that he had himself been a victim, and had been more sinned against than sinning, he was deprived of his license at the first opportunity, and was unable to obtain possession of another house. Luckily, although two days' drawings had been confiscated by the enraged punters, the ill-used landlord, after paying all claims, had still a few pounds at his banker's, when he was compelled to shut shop. Nothing in the public-house line of business being likely to turn up, Wingrave, by the advice of his shrewd wife (her father had been a pugilist, and afterwards lessee of a gin-shop in the region of Lambeth), turned tipster, and under the designation of "a retired club steward," offered to give all who pleased to forward half-a-crown to his house in Pemberton Row the name of a horse which would win the Derby; or to those who entrusted him with double that amount, he promised, in addition, to give the name of a filly that would be first in the Oaks, and so ensure a remunerative double event. His Derby prophecy proved a true one, the horse he gave being Voltigeur. The filly prophesied for the Oaks, however, only attained the rather barren honour of a place; still, the tip was considered a good one, fair odds being attainable, which led to much business being done in respect of the next two or three tips. Voltigeurs, however, do not run and win every day, and in time Wingrave came to know by the falling off which took place in the remittances that he would require to make a new departure, which he at once did.