That last condition may produce a shock in minds accustomed to the proposition that money is the root of all evil, and to the idea that Utopia necessarily implies something rather oaken and hand-made and primitive in all these relations. Of course, money is not the root of any evil in the world; the root of all evil in the world, and the root of all good too, is the Will to Live, and money becomes harmful only when by bad laws and bad economic organisation it is more easily attained by bad men than good. It is as reasonable to say food is the root of all disease, because so many people suffer from excessive and unwise eating. The sane economic ideal is to make the possession of money the clear indication of public serviceableness, and the more nearly that ideal is attained, the smaller is the justification of poverty and the less the hardship of being poor. In barbaric and disorderly countries it is almost honourable to be indigent and unquestionably virtuous to give to a beggar, and even in the more or less civilised societies of earth, so many children come into life hopelessly handicapped, that austerity to the poor is regarded as the meanest of mean virtues. But in Utopia everyone will have had an education and a certain minimum of nutrition and training; everyone will be insured against ill-health and accidents; there will be the most efficient organisation for balancing the pressure of employment and the presence of disengaged labour, and so to be moneyless will be clear evidence of unworthiness. In Utopia, no one will dream of giving to a casual beggar, and no one will dream of begging. There will need to be, in the place of the British casual wards, simple but comfortable inns with a low tariff--controlled to a certain extent no doubt, and even in some cases maintained, by the State. This tariff will have such a definite relation to the minimum permissible wage, that a man who has incurred no liabilities through marriage or the like relationship, will be able to live in comfort and decency upon that minimum wage, pay his small insurance premium against disease, death, disablement, or ripening years, and have a margin for clothing and other personal expenses. But he will get neither shelter nor food, except at the price of his freedom, unless he can produce money.