Then I told her of the awful day when I went to try and borrow a thousand pounds from the Duchess, and how I could not see the Duchess, for she was too ill to see any one, all on account of Jim's supposed death; and then I told her what I found when I came back--the awful greasy little man in the dining-room--the man in possession. I described his attitude that day at dinner, and the surprise and astonishment of the boarders; and then I explained how he had gone and why he had gone, and I told her of my visit to Albert Fanning in Paternoster Row, and what Albert Fanning had said, and how kind he was to me; and, notwithstanding his want of polish, how really chivalrous he was in his own way, and how really he loved me and wanted to help me. I made the very best of him, and I went on still further, and told her of the man who had burst into mother's presence in the drawing-room, and rudely demanded payment for his debt, and then how I had yielded, and told Albert Fanning that I would marry him, and how, after that, everything was smooth, and all the worries about money had disappeared as if by magic. "I gave him my bond," I said at the conclusion. "I said that I would marry him at the end of a year, and he was satisfied, quite satisfied, and he paid up everything, and mother went to her grave happy. She was sure that all was well with me, and indeed I gave her to understand that all was very well, and she died; and never guessed that 17 Graham Square was an absolute, absolute failure--a castle in the clouds, which was tumbling about our heads." I paused at the end of my story. Jasmine had tears in her eyes; they were rolling down her cheeks. "Why didn't you come to me, Westenra?" she said; "my husband is very rich, and we would have lent you the money. Oh! to think that a thousand pounds could have saved you!" "I did not think of you," I replied. "You must acknowledge, Jasmine, that you were cold and indifferent, and did not help me with a cheery word, nor with much of your presence, during my time in the boarding-house; and when the Duchess failed me, troubles came on too thick and fast to wait for any chance help from outside. I just took the help that was near, and in my way was grateful." "I see," said Jasmine; "it is a most piteous--most terrible story." "Do not say that," I answered. "Help me to bear it; don't pity me too much. Help me to see the best, all the best in those two good people with whom I am in future to live. Albert Fanning is not polished, he is not a gentleman outwardly, but he has--O Jasmine! he has in his own way a gentleman's heart, and his mother is a dear old soul, and even for Jim I would not break my bond, no, not for fifty Jim Randolphs; but I love Jim--oh, I love him with all my heart and soul."