The man was apprehended and taken before the magistrates for the fraud. Sir Charles Shaw, the Commissioner of Police, directed that he should be produced in court in the same dress in which he had been laid out and was apprehended, which produced a very salutary effect. § 64. The evidence in respect to the crimes committed under such circumstances may be carried into wider ramifications. Some of the better constituted societies have perceived the evil of insurances, carried to the extent of entirely removing responsibilities, or creating bounties, to the promotion of the event insured against, and have endeavoured to abate the evil, as far as they could, by the adoption of a condition, that no payment should be made where a party was found to have been a member or to have insured in another club. § 65. The collector of the society, whose exemplification of one class of frauds is above cited, stated, that they were about to adopt the common rule of the insurance societies, that all claims should be forfeited for an act of suicide; for they had even instances which showed that men held their own lives on so loose a tenure as to throw them away on apparently slight motives. In one instance a man went to the secretary, and asked whether, if he were to commit suicide, his widow would be entitled to the burial money? The secretary stated that, there being no rule against it, he thought, the survivor would be entitled. The man, having fully satisfied himself on this point, went away and took poison. The amount of burial money gained was supposed to be 50_l._ In another case, the letter announcing to the widow the benefit he had secured, grew indistinct from the working of the poison and the sinking of life whilst the man was writing it, until it was nearly illegible. But the occurrence of such facts, showing a recklessness of life, with a degree of strength of domestic affections which induces them to encounter violent deaths for the sake of the survivors, is not confined to one class of society. Soon after the practice of insuring from insurance companies, the payment of large sums on the deaths of parties began to extend as a mode of providing for families, instances occurred where tradesmen and persons of the higher and middle classes, having effected insurances on their own lives, committed suicide with the view apparently of securing to their families the benefit of the sums insured. It is understood that the experience of such cases, and the obvious inducement which persons having in view to commit suicide to effect insurances on their lives, and thus defraud the offices, led to the precaution, now almost universal, of inserting the condition, which, however, is confined to insurance by persons on their own lives; that “if the assured shall die by his own act, whether sane or insane,” the policy shall be void. Yet frauds are occasionally committed by persons who must know that they have not long to live.