In tracing all the circumstances connected with this interesting subject, with a view to the discovery of the cause of the great encouragement which these Lottery Insurers receive, it appears that a considerable proportion of their emolument is derived from _menial servants_ in general, all over the Metropolis; but particularly from the pampered male and female domestics in the houses of men of fashion and fortune; who are said, almost without a single exception, to be in the constant habit of insuring in the English and Irish Lotteries. This class of _menials_, being in many instances cloathed as well as fed by their masters, have not the same calls upon them as labourers and mechanics, who must appropriate at least a part of their earnings to the purpose of obtaining both food and raiment. With a spirit of gambling, rendered more ardent than prevails in vulgar life, from the example of their superiors, and from their idle and dissipated habits, these servants enter keenly into the Lottery business; and when ill luck attends them, it is but too well known that many are led, step by step, to that point where they lose sight of all moral principle; impelled by a desire to recover what they have lost, they are induced to raise money for that purpose, by selling or pawning the property of their masters, wherever it can be pilfered in a little way, without detection; till at length this species of peculation, by being rendered familiar to their minds, generally terminates in more atrocious crimes. Upon a supposition that one hundred thousand families in the Metropolis keep two servants upon an average, and that one servant with another insures only to the extent of twenty-five shillings each, in the English, and the same in the Irish Lottery, the aggregate of the whole will amount to HALF A MILLION STERLING. Astonishing as this may appear at first view, it is believed that those who will minutely examine into the Lottery transactions of their servants, will find the calculation by no means exaggerated; and when to this are added the sums drawn from persons in the middle ranks of life, as well as from the numerous classes of labourers and artisans who have caught the mania; it ceases to be a matter of wonder, that so many Sharpers, Swindlers, and Cheats, find encouragement in this particular department. If servants in general, who are under the control of masters, were prevented from following this abominable species of gambling; and if other expedients were adopted, which will be hereafter detailed, a large proportion of the present race of rogues and vagabonds who follow this infamous trade, would be compelled to become honest; and the poor would be shielded from the delusion which impels them to resort to this deceitful and fraudulent expedient; at the expence sometimes of pledging every article of household goods, as well as the last rag of their own, and their children's wearing apparel, not leaving even a single change of raiment!