Graver necessities soon arose, however, than those of consolation in grief. Mr. Colwyn had always been a poor man, and the sum for which he had insured his life was only sufficient to pay his debts and funeral expenses, and to leave a very small balance at his banker's. He had bought the house in Gwynne Street in which he lived, and there was no need, therefore, to seek for another home; and Mrs. Colwyn had fifty pounds a year of her own, but of course it was necessary that the two elder girls should do something for themselves. Nora obtained almost immediately a post as under-teacher in a school not far from Beaminster, and Georgie was taken in as a sort of governess-pupil, while Joe was offered--chiefly out of consideration for his father's memory--a clerkship in a mercantile house in the town, and was considered to be well provided for. Curly, one of the younger boys, obtained a nomination to a naval school in London. Thus only Mrs. Colwyn, Tiny, and "Jinks" remained at home--with Janetta. With Janetta!--That was the difficulty. What was Janetta to do? She might probably with considerable ease have obtained a position as resident governess in a family, but then she would have to be absent from home altogether. And of late the Colwyns had found it best to dispense with the maid-servant who had hitherto done the work of the household--a fact which meant that Janetta, with the help of a charity orphan of thirteen, did it nearly all herself. "I might send home enough money for you to keep an efficient servant, mamma," she said one day, "if I could go away and find a good situation." It never occurred either to her or to her stepmother that any of her earnings were to belong to Janetta, or be used for her behoof. "It would have to be a very good situation indeed, then," said Mrs. Colwyn, with sharpness. "I don't suppose you could get more than fifty pounds a year--if so much. And fifty pounds would not go far if we had a woman in the house to feed and pay wages to. No, you had better stay at home and get some daily teaching in the neighborhood. With your recommendations it ought to be easy enough for you to do so." "I am afraid not," said Janetta, with a little sigh. "Nonsense! You could get some if you tried--if you had any energy, any spirit: I suppose you would like to sit with your hands before you, doing nothing, while I slaved my fingers to the bone for you," said Mrs. Colwyn, who never got up till noon, or did anything but gossip and read novels when she was up; "but I would be ashamed to do that if I were a well-educated girl, whose father spent I don't know how much on her voice, and expected her to make a living for herself by the time she was one-and-twenty! I must say, Janetta, that I think it very wrong of you to be so slack in trying to earn a little money, when Nora and Georgie and Joey are all out in the world doing for themselves, and you sitting here at home doing nothing at all."