"It has been ascertained that by purchasing building materials for cash, and in large quantities, nice dwellings, painted, and furnished with green blinds, can be erected at a cost of $1,500 or $1,800, for house, lot, fences, etc., all complete, and if six or eight friends prefer to join in erecting a neat block of houses with verandas in front, the average cost need not exceed about $1,300 per house and lot. If, however, some parties would prefer a single or double house that would cost $2,500 to $3,000, I shall be glad to meet their views. "P. T. BARNUM. "February 16, 1864." On this the editor of the paper commented as follows: "AN ADVANTAGEOUS OFFER.--We have read with great pleasure Mr. Barnum's advertisement, offering assistance to any number of persons, not exceeding fifty, in the erection of dwelling-houses. This plan combines all the advantages and none of the objections of building associations. Any individual who can furnish in cash, labor, or material, one-fifth only of the amount requisite for the erection of a dwelling-house, can receive the other four-fifths from Mr. Barnum, rent his house, and by merely paying what may be considered as only a fair rent, for a few years, find himself at last the owner, and all further payments cease. In the meantime, he can be making such inexpensive improvements in his property as would greatly increase its market value, and besides have the advantage of any rise in the value of real estate. It is not often that such a generous offer is made to working men. It is a loan on what would be generally considered inadequate security, at six per cent., at a time when a much better use of money can be made by any capitalist. It is therefore generous. Mr. Barnum may make money by the operation. Very well, perhaps he will, but if he does, it will be by making others richer, not poorer; by helping those who need assistance, not by hindering them, and we can only wish that every rich man would follow such a noble example, and thus, without injury to themselves, give a helping hand to those who need it. Success to the enterprise. We hope that fifty men will be found before the week ends, each of whom desires in such a manner to obtain a roof which he can call his own."