But little further remains to be said concerning the other characters of this story. The severe lesson received by Stella Wildmere had a permanent effect upon her character. It did not result in a very high type of womanhood, for the limitations of her nature scarcely permitted this; but it brought about decided changes for the better. She was endowed with fair abilities and a certain hard, practical sense, which enabled her to see the folly of her former scheme of life. Blind, inconsiderate selfishness, which asked only, "What do I wish the present moment?" had brought humiliation and disaster, and, as her father had suggested, she possessed too much mind to repeat that blunder. She recognized that she could not ignore natural laws and duties and go very far in safety. Therefore, instead of querulousness and repining, or showing useless resentment toward her father for misfortunes which she had done nothing to avert, she stepped bravely and helpfully to his side, and amid all the chaos of the financial storm that was wrecking him he was happier than he had been for years. Her beloved jewelry, and everything that could be legally saved from their dismantled home, was disposed of to the best advantage. Then very modest apartments were taken in a suburb, and both she and her father began again. He obtained a clerkship at a small salary, and she aided her mother in making every dollar go as far as possible. Arnault had thought, under the impulse of his pride, that he could renounce her forever, but found himself mistaken. She would not depart from such heart as he possessed, nor could he break the spell of her fascination. His interest grew so absorbing that he kept himself informed about the changes she was passing through, and her manner of meeting them. As a result, his practical soul was filled with admiration, and he felt that she of all others would be the wife for a man embarked on the uncertain tides of Wall Street. At last he wrote to her and renewed his offer. The reply was characteristic.