San Francisco is notoriously sensitive upon this subject, and her sensitiveness is not difficult to understand. For one thing, earthquakes, interesting though they may be as demonstrations of the power of Nature, are not generally considered a profitable form of advertising for a city, although, curiously enough, they seem, like volcanic eruptions, to visit spots of the greatest natural beauty. For another thing San Francisco feels that "earthquake" is really a misnomer for her disaster, and that this fact is not generally understood in such remote and ill-informed localities as, for instance, the Island of Manhattan. There is not a little justice in this contention. However the city may have been "shaken down" in the past, by corrupt politicians, the quake did no such thing. All the damage done by the actual trembling of the ground might have been repaired at a cost of a few millions, had not the quake started the fire and at the same time destroyed the means of fighting it. Baedeker, always conservative, estimates the fire loss at three hundred and fifty millions. Furthermore, it is contended in San Francisco that the city is not actually in the earthquake belt. Scientists have examined the earthquake's fault-line, and have declared that it comes down the coast to a point some miles north of the city, where it obligingly heads out to sea, passing around San Francisco, and coming ashore again far to the south. While, to my mind, this seems to indicate an extraordinary degree of good-nature on the part of an earthquake, I have come, through a negative course of reasoning, to accept it as true. For it so happens that I have discussed literature with a considerable number of scientific men, and I cannot but conclude from the experience that they must know an enormous amount about other matters. Therefore, on earthquakes, I am bound entirely by their decisions, and I believe that all well-ordered earthquakes will be so bound, and that the only chance of future trouble from this source, in San Francisco, might arise through a visit from some irresponsible, renegade quake which was not a member of the regular organization.