Now the desire to visit foreign countries returned with increased interest. His business affairs, although they had not been as profitable as they would have been if he had looked closer to them and had given less thought to public matters during the war, were so satisfactory that he could afford to put them in other hands for a while, and in company with his wife he embarked for Europe. It was to be a long holiday such as he had never known before. He intended to make an extended tour――he was not to be hurried. He went through England, Scotland, Ireland, France, Switzerland, Spain, Italy, Egypt, Palestine, Turkey, Greece, Austria, Russia, Germany, Holland and Belgium. In this way he saw and enjoyed all the most famous picture-galleries of the old world; and his long study of art in its various phases and schools gave him special advantages for the highest enjoyment of the great collections, public and private, of the old masters as well as of those of modern times. The interest of his extended tour was not, however, limited to galleries and collections of paintings and statuary. He was an observer of men and things. His practical American mind observed and digested everything that came within his reach. The government of the great cities――the condition of the masses of the people gathered in them――the common people outside of the cities, their customs and costumes; their way of living――in short, everything that was unlike what we see at home――he observed and remembered to enjoy in the retrospect of after years. It was hardly to be expected that Mr. Claghorn, having lived the busy life that he had lived before he went abroad, should have been content on his return to sit down in the enjoyment of his well-earned leisure; and accordingly, shortly after his return, he became the President of the Commercial National Bank, one of the oldest financial institutions in our city. For several years previously he had been a Director in the Philadelphia National Bank (as his father had before him), so that he had had proper training for the duties of his new position. He became also a Manager in the Philadelphia Saving Fund Society, the oldest and the largest saving fund in our city. With most commendable diligence and industry he at once set about building up the bank so as to make it profitable to its stockholders. Not forgetting, however, the attractions of art, he covered the walls of his bank parlor with beautiful specimens of the choicest engravings, so that even the daily routine of business life might be enlivened by glimpses into the attractive world of art.