"Well," she answered decidedly, "all I know is that he's no good. He's always lit and if he doesn't choose to work he has no business living off the work you do." They were sitting now on either side of the desk, each having adopted the attitude of one talking to a child. They began their sentences with "Listen!" and their faces wore expressions of rather tried patience. "If you can't understand, I can't tell you," Mather concluded, at the end of fifteen minutes, on what was, for him, an irritated key. "Such obligations do happen to exist sometimes among men and they have to be met. It's more complicated than just refusing to lend money, especially in a business like mine where so much depends on the good-will of men down-town." Mather was putting on his coat as he said this. He was going home with her on the street-car to lunch. They were between automobiles--they had sold their old one and were going to get a new one in the spring. Now the street-car, on this particular day, was distinctly unfortunate. The argument in the office might have been forgotten under other circumstances, but what followed irritated the scratch until it became a serious temperamental infection. They found a seat near the front of the car. It was late February and an eager, unpunctilious sun was turning the scrawny street snow into dirty, cheerful rivulets that echoed in the gutters. Because of this the car was less full than usual--there was no one standing. The motorman had even opened his window and a yellow breeze was blowing the late breath of winter from the car. It occurred pleasurably to Jaqueline that her husband sitting beside her was handsome and kind above other men. It was silly to try to change him. Perhaps Bronson might return the money after all, and anyhow three hundred dollars wasn't a fortune. Of course he had no business doing it--but then-- Her musings were interrupted as an eddy of passengers pushed up the aisle. Jaqueline wished they'd put their hands over their mouths when they coughed, and she hoped that Jim would get a new machine pretty soon. You couldn't tell what disease you'd run into in these trolleys. She turned to Jim to discuss the subject--but Jim had stood up and was offering his seat to a woman who had been standing beside him in the aisle. The woman, without so much as a grunt, sat down. Jaqueline frowned. The woman was about fifty and enormous. When she first sat down she was content merely to fill the unoccupied part of the seat, but after a moment she began to expand and to spread her great rolls of fat over a larger and larger area until the process took on the aspect of violent trespassing. When the car rocked in Jaqueline's direction the woman slid with it, but when it rocked back she managed by some exercise of ingenuity to dig in and hold the ground won.