Any one who has a serious appreciation of the immensely complex problems of our present-day life, and of those kinds of benevolent effort which for lack of a better term we group under the name of philanthropy, must realize the infinite diversity there is in the field of social work. Each man can, of course, do best if he takes up that branch of work to which his tastes and his interests lead him, and the field is of such large size that there is more than ample room for every variety of workman. Of course there are certain attributes which must be possessed in common by all who want to do well. The worker must possess not only resolution, firmness of purpose, broad charity, and great-hearted sympathy, but he must also possess common-sense sanity, and a wholesome aversion alike to the merely sentimental and the merely spectacular. The soup-kitchen style of philanthropy is worse than useless, for in philanthropy as everywhere else in life almost as much harm is done by soft-headedness as by hard-heartedness. The highest type of philanthropy is that which springs from the feeling of brotherhood, and which, therefore, rests on the self-respecting, healthy basis of mutual obligation and common effort. The best way to raise any one is to join with him in an effort whereby both you and he are raised by each helping the other. This is what has been done in those factories in Cleveland, Dayton, Pittsburg, and elsewhere, in which the betterment of working life has been aimed at, and partially achieved, through measures beneficial alike to employer and employed. Any man who takes an active part in the varied, hurried, and interesting life of New York must be struck, not only by the number of the forces which tell for evil, but by the number of the forces which tell for good. Of course most of these are not, in the narrow sense of the term, philanthropic forces at all; but many of them are, and among these there is the widest variety. In this paper it is only possible to touch upon a very few of the ways in which philanthropic work of worth is being done in New York City. It is necessary to speak of individuals, because otherwise it would be impossible to emphasize the widely different kinds of work which can thus be done. These individuals are mentioned simply as typifying certain phases, certain methods. There are countless others who could be mentioned; it merely happens that these particular men have occupied to advantage certain widely different parts of the great field of usefulness.