Although born in Scotland and maintaining a great estate there, he is an American out-and-out. He proved his patriotism during the Civil War by serving as superintendent of military railways and government telegraph lines in the east; and has proved it more than once since by enlisting in the fight for civic betterment and good government. Thousands of benefactions stand to his credit, besides the great ones which have been mentioned above, and it is doubtful if in the history of the world there has ever been another man armed with such power and using it in such a way. We will end here the story of American benefactions, although scarcely the half of it has been told. During the last forty years, not less than one hundred millions of dollars have been given to American colleges; nearly as much again has been given for the endowment of hospitals, sanitariums and infirmaries; vast sums have been given for other educational or charitable purposes, so that, of the great fortunes which have been accumulated in this country, at least three hundred millions have been returned, in some form or other, to the people. And the end is not yet. Scientific philanthropy is as yet in its infancy. Just the other day, Mrs. Russell Sage set apart the sum of ten million dollars for a fund whose chief and almost sole purpose it is to obtain accurate information concerning social and economic conditions--in other words, to furnish the data upon which the scientific philanthropy of the future will be based. The disposition toward such employment of great fortunes, and away from the selfish piling-up of wealth is one of the most cheering and promising developments of the new century in this great land of ours; the kings of finance are coming to realize that, after all, wealth is useless unless it is used for good, and the next half century will no doubt witness the establishment of philanthropic enterprises on a scale hitherto unknown to history. * * * * * We have already said that the highest form of philanthropy is not the giving of money, but the giving of self, and we shall close this chapter with a brief consideration of the careers of a few of the many men and women who, in the course of American history, have devoted their lives to the betterment of humanity, either as ministers of the gospel or as laborers for some great reform. [Illustration: BEECHER]