“It was the currents, I suppose,” the captain said; “it was so thick we could not see a quarter of a mile any way. The weather was so wild I would not put into Guernsey, and passed the island without seeing it. I steered my usual course, but the gale must have altered the currents, for I thought I was three miles away from the reef, when we saw it on our beam, not a hundred yards away. It was too late to avoid it then, and in another minute we ran upon it, and the waves were sweeping over us. Everyone behaved well. I got all, except those who had been swept overboard or crushed by the funnel, up into the bow of the ship, and there we waited. There was nothing to be done. No boat would live for a moment in the sea on that reef, and all I could advise was that when she went to pieces everyone should try to get hold of a floating fragment; but I doubt whether a man would have been alive a quarter of an hour after she went to pieces.” “Perhaps, captain, you will come on deck with me and give me the benefit of your advice. My skipper and I know the islands pretty well, but no doubt you know them a good deal better, and I don't want another mishap.” But the Seabird avoided all further dangers, and as it became dark the lights of St. Helier's were in sight, and an hour later the yacht brought up in the port and landed her involuntary passengers. A fortnight afterwards the Seabird returned to England, and two months later Mrs. Grantham had the satisfaction of being present at the ceremony which was the successful consummation of her little scheme in inviting Minnie Graham to be her companion on board the Seabird. “Well, my dear,” her husband said, when she indulged in a little natural triumph, “I do not say that it has not turned out well, and I am heartily glad for both Tom and Minnie's sake it has so; but you must allow that it very nearly had a disastrous ending, and I think if I were you I should leave matters to take their natural course in future. I have accepted Tom's invitation for the same party to take a cruise in the Seabird next summer, but I have bargained that next time a storm is brewing up we shall stop quietly in port.” “That's all very well, James,” Mrs. Grantham said saucily; “but you must remember that Tom Virtue will only be first mate of the Seabird in future.” “That I shall be able to tell you better, my dear, after our next cruise. All husbands are not as docile and easily led as I am.” A PIPE OF MYSTERY A jovial party were gathered round a blazing fire in an old grange near Warwick. The hour was getting late; the very little ones had, after dancing round the Christmas tree, enjoying the snapdragon, and playing a variety of games, gone off to bed; and the elder boys and girls now gathered round their uncle, Colonel Harley, and asked him for a story--above all, a ghost story.