The proprietors carry them to the bank in sacs composed of a determinate number of pieces, and the sac must be of a determinate weight, according to the regulations of the bank, from time to time; for which the bank writes off credit in bank, at certain rates, according to the coin lodged, to the account of the proprietor. But as this coin is received, upon condition that it may be drawn out again, so soon as the depositor shall demand it; instead of writing off the _whole value_ upon the books of the bank, they only write off a _certain part_, (suppose 90 _per cent._) and for the remaining 10 _per cent._ they deliver what they call a _recipisse_, which is an obligation by the bank to re-deliver, upon demand, the individual sacs, sealed with the seals of the bank and of the depositor. This _recipisse_ is transferable at the will of the person to whom it is delivered. Farther, He who has put his coin so in deposit, becomes bound to pay to the bank ½, ¼, or ⅛_per cent._ every six months, according to the coin: that is, upon gold ½ _per cent._ on pieces of eight and rix-dollars ¼; on ducatoons ⅛ _per cent._ and in case he neglects so to do, then the coin becomes consolidated with the treasure of the bank, and can no more be drawn out, in virtue of the _recipisse_. This being performed, the depositor may transfer, at will, all the 90 _per cent._ of his credit, in the course of his business; and so soon as the _value of coin_ rises in the market, he must fill up his credit in bank to the full value of the 90 _per cent._ and then presenting his _recipisse_, he receives back his own individual coin, sealed with his own seal, as when at first delivered. If he finds that it is either inconvenient for him to fill up his credit, or that he has no occasion for his coin, upon the rise in its value, he may then sell his _recipisse_ to another, who has credit in bank equal to the value of the deposit; and he, in virtue of the _recipisse_ transferred to him, withdraws the coin, as the person might have done who put it in deposit. The _recipisse_ itself, which is what gives a right to the coin to any one who is the proprietor of that paper, and who has credit in bank for the sum contained in it, rises and sinks in its value, according to the price of the coin to which it carries a right. In this manner coin, which otherwise would be dead in a warehouse, is made to circulate, in favour of the owner, during the deposit, remaining at the same time always at his command; and the keeping of the coin brings into the bank a small profit, but which, by constant accumulation, becomes considerable.