"You need to cultivate far more courage. By this I mean the courage which hangs on, which meets obstacles, which overcomes difficulties, which persists through disagreeable situations. Your impulsiveness leads you into plenty of things, but you are so hypercritical, and you become so easily discouraged when eventualities do not measure up to your ideals, that you fail to finish that which you start. "Naturally, of course, if you were to be more deliberate and more careful in forming your judgments, you would find things more nearly ideal after you got into them. Then, if you would stick to them, you could make a much greater success of them. "Your intention to be honest, is, no doubt, above reproach. However, your conduct or the results may at times be equivalent to dishonesty, being so regarded by others. This, of course, is the result of your immaturity, your impulsiveness, and your tendency not to see things through. "You are very keenly sensitive. With your great love of beauty and refinement, anything which is coarse, crude, and ugly in your environment is very depressing to you. You also find it difficult to associate happily with those who are coarse and crude by nature. Unquestionably, such people frequently hurt you cruelly when they have no intention of doing so. It would be well if you would learn to accept other people for what they are worth, rather than being so critical of them and so easily hurt. Praise and blame are usually meant impersonally and should be so received. In other words, people praise or blame the deed and not the doer. "Your appreciation of financial and commercial values and methods is deficient. This is due to many different things, but principally to your lack of observation, your inability to see things in their right relations, and your limited sense of values. For these reasons you are not and cannot become vitally interested in financial and commercial affairs. If your wants were supplied, and you had something interesting to do, money would receive practically no consideration from you. For your own sake, you ought to attach more importance to monetary considerations, cultivate a greater sense of values, develop more practical commercial sense. On the other hand, however, you should not attempt any vocation in which a high development of these qualities is necessary. "In practical affairs, you show a tendency not to learn by experience. This is because of deficiency in your observation of facts. You do not really understand the essential facts of the experiences through which you pass, and, therefore, they do not impress or teach you.