"Of course I lived two lives before my father's death. My days were sufficiently filled with him, to say nothing of making both ends meet; for even after my uncle's death, I had only a small income until the day of my complete liberty came. I slept soundly enough when I was not following my father about the house with a candle, or about the hills with a lantern. But such a life preyed upon my spirits. I imagined myself both melancholy and bitter and grew unhealthily romantic. But from the conditions of my life I had two escapes--in books and in dreams. My father hated company more and more and I rarely left him for a dance or one of those church festivities where all the young people of my set were sure to meet. I knew that I was regarded as rather a tragic figure, and this enhanced my morbid egoism. I wonder if I shall ever be as really happy again! "During the year following my father's death I lived out here alone, but with my hands tied by the executors of my uncle's will. I felt myself quite the enchanted princess and put in most of my time dreaming about the prince. I suppose no girl ever had such wild and impossible notions of love. That is to say most girls have, but I had peculiar opportunities for indulgence and elaboration. At the same time I despised or disliked every man I knew or ever had known--with the possible exception of Judge Leslie. Not only had I found all the men of my little personal world weak, or selfish, or tyrannical, but those I knew almost as well were narrow, or commonplace, or uninterested in anything but local politics or making money, or both combined. Not but that Rosewater is the world in little. You never read of any old Italian duchy where there was more jealousy and intrigue; more silent and tense, or open and gnashing struggle for supremacy than is centered in these three banks. They have prevented the town from increasing in size and importance, in spite of its prosperity, through their machinations against one another. If a stranger comes to the town intending to invest his money in some one of the flourishing industries, or to introduce another, the banker to whom he brings a letter, or whom he happens to meet first, terrifies him with tales of the rapacity and dishonorable methods of his rivals; and the other two, who fear that the first will get the stranger's business, warn him that Mr. Colton, for instance, never gave an hour's mercy. The three have made slow, sure, dogged fortunes, but each has prevented the others from becoming millionaires, and Rosewater from taking its proper place as county seat. And they are all afraid of new-comers, new capital, of authority passing out of their hands. They are careful not to charge exorbitant rates of interest, and every farmer and merchant in the county borrows from them; partly from habit, partly because the banks are uncommonly sound. They foreclose without mercy, but that does not frighten their old patrons, who have