"Do!" he exclaimed. "Come in with us, and we'll put up a larger building. Sell your land and I'll borrow money on one of the ranches, and sell out my Consols. Then I can hold on to all this, and we'll none of us have so long to wait for large returns." "I am afraid of fires," said Isabel, dubiously. "The most vivid memories of my childhood are standing at my window on the Hill in my night-gown and watching whole blocks down here in flames. The wonder is that yours have never gone. Now I get my ground rent, no matter what happens." But before she had finished speaking she had made a sudden movement towards Gwynne. "I will do it," she said. "It will be better--all round." "Good! And I intend to put on outside shutters of asbestos, so, with walls of concrete and steel, and as little wood inside as possible, we should weather anything short of subterranean fires." Then Miss Montgomery took them through South Park, the oval enclosure, surrounded by high brown sad-looking houses looking down upon a bit of dusty green, and pointed out the long-deserted mansions of the Randolphs, the Hathaways, the Hunt McLanes, and of others who had dispensed the simple lavish hospitality of the Fifties and Sixties. She was intensely proud of the fact that her mother had been born in South Park, and pointed with a sigh, not all unconscious affectation, to the stiff three-storied house that had come, with so many others, "round the Horn" in the Fifties. Beside it, looking like an old man with his arms hanging and his jaw fallen, its windows vacant and broken, its paint long unrenewed, and cobwebs on the very doorstep, stood the Randolph House, the theatre of the most poignant of all an Francisco's initial tragedies. Isabel had told Gwynne the story of Nina Randolph, and as Anne repeated it he recalled the name of Dudley Thorpe, and remembered that he had left the reputation of a good parliamentarian and M. F. H.