Annals, Anecdotes and Legends: A Chronicle of Life AssuranceFrancis, John, of the Bank of England
History
Annals, Anecdotes and Legends: A Chronicle of Life Assurance
Francis, John, of the Bank of England
Life insurance
After mature deliberation, it was resolved to dispute the payment; but
as it was not thought advisable to give the real reasons, a technical
plea was adopted. All the circumstances were, however, stated in the
brief; and as Sir James Scarlett read them, when he saw how one life
after another had fallen directly it was assured, that acute and
able man at once exclaimed, “Good God! she must have murdered them
all.” But whether he were correct or not in this, it was determined
to adopt another reason, and the trial came on. Although Sir James
had instructions not to exceed his brief, he could not resist the
temptation, and he hinted pretty broadly that foul play must have
been used under such extraordinary circumstances. The advocate on the
other side enlisted the sympathies of the jury in his “beautiful,
delicate, and susceptible client;” he wondered at the baseness of the
thought which charged such a crime on such a creature, and invoked the
vengeance of heaven on those who could entertain so unworthy an idea.
One surgeon had been referred to in all the cases, and one surgeon had
testified to the death of all. The effect upon the court was appalling,
as document after document was handed him; and as with each certificate
the question was put, “Did you examine this life?” and the answer came
“I did;” and “Did you certify to this death?” and still the same reply
was given: it seemed as if this series of sudden and insidious deaths
would never end. Both advocates did their duty in this difficult case
according to the most approved rules of art; but that of the lady was
triumphant, and gained the verdict. Still the office was determined
not to pay, for the directors felt certain they were right. The more
inquiries they made, the more extraordinary the circumstances which
were elicited, and they resolved to show cause for a new trial. To do
this effectually, they found it advisable to abandon all technical
objections, to state broadly and boldly the moral grounds on which
they acted, and to insert all the causes which made them thus declare
war to the “knife.” Never was a more serious list of charges brought
against one person; and no sooner did the lady find that so grave an
investigation was in progress, than she left this kingdom for that of
France, in the capital of which she commenced a boarding-school, and
obtained the attendance of some respectable girls, but to what account
she turned them, and of the scenes which were enacted, the less that is
now said the better.
* * * * *
Public-domain text, read in full here on John Shaqi.
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