Annals, Anecdotes and Legends: A Chronicle of Life AssuranceFrancis, John, of the Bank of England
History
Annals, Anecdotes and Legends: A Chronicle of Life Assurance
Francis, John, of the Bank of England
Life insurance
In the mean time, doubts arising as to his sex, his calumnies were all
forgotten, and a new interest was attached to the chevalier, by the
assertion of some that he was male, and of others that he was female.
This was something fresh for assurance brokers, and the question was
mooted at Lloyd’s. At first wagers were made; but as there was no
present mode of deciding whether this extraordinary individual was man
or woman, they were quickly abandoned.
It was decided, therefore, that policies should be opened on his sex,
by which it was undertaken that on payment of fifteen guineas, one
hundred should be returned whenever the chevalier was proved to be a
woman. At first he pretended to be indignant, and advertised that on
a certain day and hour he would satisfy all whom it concerned. The
place was a City coffee-house, the hour was that of ’Change, and the
curiosity of the citizens was greatly excited. The assurances on this
eccentric person’s sex were greatly and immediately increased, policies
to a very large amount were made out, wagers of thousands were
entered into, and to the rendezvous thronged bankers, underwriters,
and brokers. The hour approached, and with it came the chevalier, who,
dressed in the uniform of a French officer and decorated with the order
of St. Louis, rose to address the assembly. It is easy to imagine the
breathless attention of the listening throng (for a million was said to
depend on his words), the eager interest of some, the cool cupidity of
others, the ribaldry of more, and the astonishment of all, as with an
audacity only to be equalled by his charlatanry, he said “he came to
prove that he belonged to that sex whose dress he wore, and challenged
any one there to disprove his manhood with sword or with cudgel.” The
spirit of the citizens had long passed away, commerce had sheathed
the sword of chivalry, and none grasped the gauntlet for the honour
of London. Bankers, brokers, and underwriters gaped at one another
aghast; and though the boldness of the speech pleased many, it was far
from satisfactory to those who came with the hope of winning a wager,
or claiming their assurance money. The knight departed in triumph.
Large sums were said to be offered him to divulge his sex. “I know for
certain,” says a writer of the day, “that there were sums offered
to him, amounting to 30,000_l._” However this may be, it was thought
necessary to settle the question, if possible; and one of the first
actions tried after the act to prevent gaming in assurance, arose from
a policy on the sex of D’Eon, in which it appeared that Mr. Jaques, a
broker, had received several premiums of 35 guineas, for which he had
granted policies undertaking to return 100 whenever the chevalier was
proved to be a woman. The form of the contract was as follows:--
Public-domain text, read in full here on John Shaqi.
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