It is easy to see that by a knowledge of business affairs a woman can dispense with the services of an agent or trust company, whose salary thus being saved is added to her income. In case a woman is fitted by a proper education for so doing, who could attend to her own interests better than herself, as she is the party interested? The phrase, "If you wish anything well done, do it yourself," is never better exemplified than in this case. Lastly, but not least, in saving our money it need not be from a miserly spirit; but the more we have, the more we can profitably give away. What pleasure equals that of relieving real distress, and of helping others? Did not our Saviour himself set the example of saving when, after performing the miracle where he fed the multitude with the loaves and fishes, he said: "Gather up the fragments that remain. Let nothing be lost." SKETCH OF CLÉMENCE ROYER. BY M. JACQUES BOYER. Madame Clémence Augustine Royer was born at Nantes, France, April 21, 1830, of an old Catholic family. When she reached a suitable age she was sent to school at the Sacré Coeur, where she received the most of her education. Very shortly after coming out of the convent she abandoned the religious doctrines they had tried to inculcate in her there, and, like so many young persons, was attracted to poetry. But her literary efforts as a whole received very little attention, and she would never have been successful if she had only teased the Muse. Happily, she applied herself, about 1850, to more serious studies, and went to England, where she spent several years and acquired a thorough knowledge of the language of Shakespeare. She removed thence to Switzerland, and there found her definite vocation. The natural sciences, philosophy, and political economy from that time engaged her attention. The opening of Madame Royer's course of lectures to women on logic at Lausanne in the winter of 1859 and 1860 attracted much notice. The first lecture was published under the title of an Introduction to Philosophy, and brought most flattering praise to the author from contemporary students. In an animated style the disciple of Jean Jacques Rousseau, the apostle of bold and ingenious ideas, was already beginning to declare herself. In the meantime she collaborated on the journal The New Economist, which the historian and sociologist Pascal Duprat had just founded.[41]