'It will be extremely acceptable, I assure you.' 'Whether it is money or money's worth?' 'To save trouble I should prefer money.' 'You must take it as it comes, my dear boy.' 'Well, what is it?' 'It is,' replied Mr. Jagenal solemnly, 'nothing short of the sea giving up its treasures, the dead giving up her secrets, and the restoration of what was never known to be lost.' 'You a maker of conundrums?' 'You shall hear. Before we come to the thing itself--the treasure, the windfall, the thing picked up on the beach--let me again recall to you two or three points in your own family history. Your mother's maiden name was Isabel Needham. She was the daughter of Henry Needham and Frances his wife. Frances was the daughter of Robert Fletcher.' 'Very good. I believe that is the case.' 'Your money came to you from this Robert Fletcher, your maternal great-grandfather. You should, therefore, remember him.' 'I recognise,' said Alec, sententiously, 'the respect that should be paid to the memory of every man who makes money for his children.' 'Very good. Now, this Robert Fletcher as a young man, went out to India in search of fortune. He was apparently an adventurous young man, not disposed to sit down at the desk after the usual fashion of young men who go out to India. We find him in Burmah, for instance--then a country little known by Englishmen. While there he managed to attract the notice and the favour of the King, who employed him in some capacity--traded with him, perhaps; and, at all events, advanced his interests--so that, while still a young man, he found himself in the possession of a fortune ample enough for his wants----' 'Which he left to his daughters.' 'Don't be in a hurry. That was quite another fortune.' 'Oh! Another fortune? What became of the first?' 'Having enough, he resolved to return to his native country. But in Burmah there were then no banks, merchants, drafts, or cheques. He therefore converted his fortune into portable property, which he carried about his person, no one, I take it, knowing anything at all about it. Thus, carrying his treasure with him, he sailed for England. Have you heard anything of this?' 'Nothing at all. The beginning of the story, however, is interesting.' 'You will enjoy the end still better. The ship in which he sailed met with disaster. She was wrecked on the Isles of Scilly. It is said--but this I do not know--that the only man saved from the wreck was your great-grandfather: he was saved by one Emanuel Rosevean, great-great-grandfather to Armorel, the girl whose charge your own wife undertook.' 'Always that cursed girl!' murmured Alec.