Undisturbed by her husband's nocturnal prowling, Kitty Scidmore slept with almost childish naturalness. He plunged the room into darkness again and felt his way out into the hall and down the short flight of stairs to the dining-room. The night was unusually warm. As he opened the garden window, pungent odors of dry stubble wet with a late October dew floated toward him. He leaned out and drew in a deep breath, but his attempts at calmness failed utterly. He knew that it was absurd to fret; he might just as well go back to bed and sleep peacefully. One could not place a line of insurance at three o'clock in the morning. Upon what day had Julia Norris telephoned? Was it last Friday? Yes, he remembered now, perfectly. He had been busy with a peevish customer who haggled about a twenty-five-cent overcharge. In the midst of the controversy, in her characteristically impulsive way, Julia Norris had rung up:-- 'O John! is that you, John? Place ten thousand dollars with the Falcon Insurance Company on my flats in the Richmond District.' He had recognized her voice even before she gave her name. And he had been _so sure_ he would not forget. Why, he had been so _very_ sure that he had not troubled to make a memorandum. And to think that the excitement of arguing a twenty-five-cent overcharge should have so completely put to rout Julia Norris's order! A sudden rage at his carelessness seized him. How he loathed his life, his work, and the soul-killing routine and cramped vision of the figurative counting-house! He switched on the light and peered into the mirror over the mantel, smiling satirically at the reflection greeting him,--the reflection of plain Johnny Scidmore, insurance broker's clerk, a commonplace, rather undersized, law-abiding citizen just turning forty, whose face showed the lack of that forceful ability necessary to convert opportunity into success. As he drew back from the glass with a shrug of disgust, the futility of his life flashed over him. He still could remember the time when he went blithely to the day's work, buoyed by youth's intangible hope of better things. But the years soon took their toll of enthusiasm, and there were days when John Scidmore went through his paces like a trick horse urged by the whip of necessity. Lately he had been worried to find how easily he was forgetting things--telephone messages, instructions from his chief, orders to place insurance. So far nothing very important had slipped by him, but now he felt quite sure that he could never trust himself again. There were many reasons why he should have remembered Julia Norris's orders. First, because she was his wife's friend; second, because a ten-thousand-dollar order to his credit was not an everyday occurrence; and third, because the circumstance that had overshadowed it was relatively of so little importance.