Some of the newspapers in America were doubtful of the merits of the Hero Fund and the first annual report was criticized, but all this has passed away and the action of the fund is now warmly extolled. It has conquered, and long will it be before the trust is allowed to perish! The heroes of the barbarian past wounded or killed their fellows; the heroes of our civilized day serve or save theirs. Such the difference between physical and moral courage, between barbarism and civilization. Those who belong to the first class are soon to pass away, for we are finally to regard men who slay each other as we now do cannibals who eat each other; but those in the latter class will not die as long as man exists upon the earth, for such heroism as they display is god-like. The Hero Fund will prove chiefly a pension fund. Already it has many pensioners, heroes or the widows or children of heroes. A strange misconception arose at first about it. Many thought that its purpose was to stimulate heroic action, that heroes were to be induced to play their parts for the sake of reward. This never entered my mind. It is absurd. True heroes think not of reward. They are inspired and think only of their fellows endangered; never of themselves. The fund is intended to pension or provide in the most suitable manner for the hero should he be disabled, or for those dependent upon him should he perish in his attempt to save others. It has made a fine start and will grow in popularity year after year as its aims and services are better understood. To-day we have in America 1430 hero pensioners or their families on our list. I found the president for the Hero Fund in a Carnegie veteran, one of the original boys, Charlie Taylor. No salary for Charlie--not a cent would he ever take. He loves the work so much that I believe he would pay highly for permission to live with it. He is the right man in the right place. He has charge also, with Mr. Wilmot's able assistance, of the pensions for Carnegie workmen (Carnegie Relief Fund[47]); also the pensions for railway employees of my old division. Three relief funds and all of them benefiting others. [Footnote 47: This fund is now managed separately.]