Cross-examined by Mr. Purves: During the time my husband was out of work he earned nothing at all. JAMES GRAHAM, examined by Mr. Smyth, stated: I am an actuary. I have made a calculation of what a certain sum per week would be worth as an annuity. On the basis of £8 per month an annuity would cost £1,924 10s., and on the basis of £3 per week, or £13 per month, it would cost £2,978. That is in the case of a man aged twenty-nine, and assuming he was a good life. Cross-examined by Mr. Purves: In making the calculation, I used the “H. M. Table” prepared by the Institute of Actuaries of Great Britain. I worked it out at 3½ per cent. rate of interest, and took the expectation of life, for a healthy man of twenty-nine years, at thirty-five years. I do not reckon it would be safe to calculate interest at five per cent. now-a-days. Therefore I averaged it at a price as a practical transaction which I would be prepared to carry out. This closed the case for the plaintiff. [Illustration: Decoration] [Illustration: Decoration] KILPATRICK v. HUDDART, PARKER & Co., LTD. “Between two hawks, which flies the higher pitch? Between two dogs, which hath the deeper mouth? Between two horses, which doth bear him best? Between two girls, which hath the merriest eye? I have, perhaps, some shallow spirit of judgment; But in these nice, sharp quiblets of the law, Good faith, I am no wiser than a daw!” —_Shakespeare._ THE DEFENCE.