Beneficiary Features of American Trade UnionsKennedy, James Boyd
History
Beneficiary Features of American Trade Unions
Kennedy, James Boyd
Fraternal insurance -- United States; Labor unions -- United States
The Deutsch-Amerikanischen Typographia took the initiative in the
adoption of this benefit at the New York Convention in May, 1884,[115]
and was immediately followed in the same year by the Brotherhood of
Carpenters and Joiners[116] and in 1887 by the Painters[117] and the
Cigar Makers.[118] For the year ending September 30, 1904, the
Carpenters, the Painters, and the Cigar Makers paid more than 92 per
cent. of the whole sum expended by the eleven unions that have adopted
this benefit.
[Footnote 115: American Federationist, Vol. 2, No. 4, p. 61.]
[Footnote 116: The Carpenter, Vol. 4, August, 1884.]
[Footnote 117: The Painter, Vol. 1, April, 1887; Vol. 17, p. 529.]
[Footnote 118: Constitution of the Cigar Makers' International Union of
America, 1887 (Buffalo, 1888), Art. 10.]
The wife's death benefit is designed to defray the cost of burial. It
is, therefore, small in amount, not exceeding fifty dollars in any of
the unions in which it is important. The following table gives the
minimum amounts of the wife's funeral benefit paid under the original
and under the present rules in the five unions in which the benefit is
of importance. The term of membership required for participation in the
benefit is also shown.
MINIMUM AMOUNT OF WIFE'S DEATH BENEFIT.
=====================================================================
| Originally. | In 1905.
|------------------------------------------------------
Name of Union.|Amount.|Required Period of| Amount.|Required Period of
| | Membership. | | Membership.
---------------------------------------------------------------------
Bakers........| $50 | 6 mo. | $50 | 6 mo.
Carpenters....| 50 | 6 mo. | 25 | 6 mo.
Cigar Makers..| 40 | 2 yr. | 40 | 2 yr.
Painters......| 25 | 6 mo. | 50 | 1 yr.
Typographia...| 25 | 1 yr. | 50 | none
---------------------------------------------------------------------
The wife's death benefit is not graded except in the case of the
Carpenters, where the minimum benefit is twenty-five dollars for six
months' and fifty dollars for one year's membership. The minimum given
in the above table is in all other cases also the maximum.
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