out as the original one thousand pounds was for another hundred years. At the end of the second term, Franklin calculated that, mishaps aside, the sum would be four million and sixty-one thousand pounds sterling, of which he bequeathed one million sixty-one thousand pounds to the inhabitants of Boston absolutely, and three million pounds to the Commonwealth of Massachusetts absolutely; not presuming, he said, to carry his views further. At the end of the first one hundred years, if the purpose was not already executed, the City Corporation was to use a part of the fund accumulated for the benefit of the inhabitants of Philadelphia in piping the water of Wissahickon Creek into that city, and the testator also recommended that the Schuylkill should be made completely navigable. In other respects the conditions of the two gifts were the same. An English lawyer characterized the famous will by which Peter Thellusson tried to circumvent the legal rule against perpetuities as "posthumous avarice." If Franklin, too, kept his hand clenched after he left the world, it was not in the vainglory of family pride nor from the mere sordid, uncalculating love of treasured wealth, but only that he might open it as "bounty's instrument," when overflowingly full, for the purpose of conferring upon men a far richer largess of beneficence than it had been capable of conferring in life. Changes in industrial conditions defeated his intentions with respect to artificers, and the Philadelphia fund proved far less crescive than the Boston one, but both have proved enough so to illustrate the procreative quality of money upon which Franklin was so fond of dilating. The Boston fund, including the sum applied at the end of the first one hundred years to the use of Franklin Union, amounted on January 1, 1913, to $546,811.39, and the Philadelphia fund, including the amount applied to the use of Franklin Institute, amounted on January 1, 1913, to $186,807.06. Poor Richard certainly selected a most effective way this time for renewing the reminder with which he ended his _Hints for those that would be Rich_. "A Penny sav'd is Twopence clear A Pin a Day is a groat a year."