"O, Mr. Sheldon, O, papa, you are more than generous--you are noble! It is not that I care for the money. O, believe me, there is no one in the world who could care less for that than I do. But your thoughtful kindness, your generosity, touches me to the very heart. O, please let me kiss you, just as if you were my own dear father come back to life to protect and guide me. I have thought you cold and worldly. I have done you so much wrong." She ran to him, and wound her arms about his neck before he could put her off, and lifted up her pretty rosy mouth to his dry hot lips. Her heart was overflowing with generous emotion, her face beamed with a happy smile. She was so pleased to find her mother's husband better than she had thought him. But, to her supreme astonishment, he thrust her from him roughly, almost violently, and looking up at his face she saw it darkened by a blacker shadow than she had ever seen upon it before. Anger, terror, pain, remorse, she knew not what, but an expression so horrible that she shrunk from him with a sense of alarm, and went back to her chair, bewildered and trembling. "You frightened me, Mr. Sheldon," she said faintly. "Not more than you frightened me," answered the stockbroker, walking to the window and taking his stand there, with his face hidden from Charlotte. "I did not know there was so much feeling in me. For God's sake, let us have no sentiment!" "Were you angry with me just now?" asked the girl, falteringly, utterly at a loss to comprehend the change in her stepfather's manner. "No, I was not angry. I am not accustomed to these strong emotions," replied Mr. Sheldon, huskily; "I cannot stand them. Pray let us avoid all sentimental discussion. I am anxious to do my duty in a straightforward, business-like way. I don't want gratitude--or fuss. The five thousand pounds are yours, and I am pleased to find you consider the amount sufficient. And now I have only one small favour to ask of you in return." "I should be very ungrateful if I refused to do anything you may ask," said Charlotte, who could not help feeling a little chilled and disappointed by Mr. Sheldon's stony rejection of her gratitude. "The matter is very simple. You are young, and have, in the usual course of things, a long life before you. But--you know there is always a 'but' in these cases--a railway accident--a little carelessness in passing your drawing-room fire some evening when you are dressed in flimsy gauze or muslin--a fever--a cold--any one of the many dangers that lie in wait for all of us, and our best calculations are falsified. If you were to marry and die childless, that money would go to your husband, and neither your mother nor I would ever touch a sixpence of it. Now as the money, practically, belongs to your mother, I consider that this contingency should be provided against--in her interests as well as in mine. In plain words, I want you to make a will leaving that money to me."