Gingham's note to me, which was, as I have already intimated, a beautiful specimen of commercial penmanship, was to the following effect:--That he was detained on board by his determination to resist a gross imposition; that the laundress had still in her keeping a small quantity of his linen, which she was to bring to the hotel about breakfast-time; that he had settled with the servants that morning; and that the landlady was indebted to him in the sum of two shillings, he having paid his bill the night before, in which bill was included the charge of two shillings for a cold-meat breakfast, which he should not take; that he requested me to get back the two shillings from the landlady; that he would also thank me to receive the linen from the laundress, see that it was correct per invoice, (washing-bill, I presume,) check her account, liquidate it, and bring the linen on board with me. Meanwhile a circumstance arose, which was of great moment in itself, and gave Gingham a further advantage in his affair with the two Falmouth lads. An extra mail for Lisbon had arrived from London, sent off by despatch to catch the packet before she sailed; and, by management of Gingham's partners, who were influential people, brought Gingham letters on a matter of some importance. These letters were taken off to Gingham by a trusty drab-coated Falmouth "Friend," in another 'longshore boat, and rendered it absolutely requisite that he should go ashore, and perhaps defer his voyage. The packet at this time was surrounded with boats and bustle, the two boatmen still fast to the buoy; and Gingham had no difficulty in returning ashore by the boat which brought off his mercantile friend, without being observed by them. In fact, they were half asleep, still secure, as they thought, of their victim, and affording no small sport to the crew of the packet, who saw how things were going. I shall only mention here, that the communication, received by Gingham from London, related to a grand financial speculation, an idea of his own, having reference to the monetary transactions at headquarters, which were very large, and as well conducted as circumstances permitted, but attended with great difficulties, and considerable loss to the British government. Gingham's plan would have been backed by private capital to any amount. It was knocked on the head by the peace of 1814: but I have more to say about it hereafter.