3rd. Town-building. The west end of the claim, belonging to Louisa Denny, was first platted; other plats followed, as may be seen by reference to Seattle records. Commercial opportunities loomed large and he entered upon many promising enterprises. All these flourished for a time. 4th. 1893. The failure of Baring Bros., as he told me repeatedly, began it--theirs being the result of having taken bonds of the Argentine Republic, and a revolution happening along, $100,000,000.00 went by the board; a sizable failure. Partly on account of this and partly on account of the vast advantage of the lender over the borrower, and partly through the vast anxiety of those who held his securities, they were able to distribute among themselves his hard-earned fortune. "A certain man went down from Jerusalem to Jericho and fell among thieves, which stripped him of his raiment and wounded him and departed leaving him half dead." The Deficiency Judgment also loomed large and frequent and his last days were disturbed by those who still pressed their greedy claims, even following after his death, with a false, unjust and monstrous sale of the cemetery in which he lies buried! But he is with the just men made perfect. Law, custom and business methods have permitted, from time immemorial, gross injustice to debtors; formerly they were imprisoned; a man might speedily pay his debts, if in prison! The Deficiency Judgment and renewal of the same gives opportunity for greedy and unprincipled creditors to rob the debtor. There should be a law compelling the return of the surplus. When one class of people make many times their money out of the misfortunes of others, there is manifestly great inequality. The principles of some are to grab all they can, "skin" all they can, and follow up all they can even to the _graveyard_. "THESE THINGS OUGHT NOT SO TO BE." 5th. In the end he laid down all earthly things, and in spite of grief and suffering, showed a clear perception and grasp of justice, mercy and truth. CHAPTER IV THE FIRST WEDDING ON ELLIOTT BAY. Concerning this notable occurrence many interesting incidents were recorded by an interviewer who obtained the same from the lips of David Thomas Denny. "On January 23rd, 1895, Mr. and Mrs. David T. Denny celebrated their forty-second wedding anniversary--and the anniversary of the first wedding in Seattle--in their home at 'Decatur Terrace' (512 Temperance Street), Seattle, with a gathering of children, grandchildren, relatives and friends that represented four distinctive generations. "One of the notable features of the evening was the large gathering of pioneers who collectively represented more years of residence in Seattle than ever were found together before. [Illustration: LOUISA B. DENNY]