Alluding to the newspaper, and to the heavy pecuniary demands made by the preliminary expenses of the new journal, he reminded Iris that their long and intimate friendship permitted him to feel some interest in her affairs. "I won't venture to express an opinion," he added; "let me only ask if Lord Harry's investments in this speculation have compelled him to make some use of your little fortune?" "My husband refused to touch my fortune," Iris answered. "But"--She paused, there. "Do you know how honourably, how nobly, he has behaved?" she abruptly resumed. "He has insured his life: he has burdened himself with the payment of a large sum of money every year. And all for me, if I am so unfortunate (which God forbid!) as to survive him. When a large share in the newspaper was for sale, do you think I could be ungrateful enough to let him lose the chance of making our fortune, when the profits begin to come in? I insisted on advancing the money--we almost quarrelled about it--but, you know how sweet he is. I said: 'Don't distress me'; and the dearest of men let me have my own way." Mountjoy listened in silence. To have expressed what he felt would have been only to mortify and offend Iris. Old habit (as he had said) had made the idea of devoting himself to her interests the uppermost idea in his mind. He asked if the money had all been spent. Hearing that some of it was still left, he resolved on making the attempt to secure the remains of her fortune to herself. "Tell me," he said, "have you ever heard of such a thing as buying an annuity?" She knew nothing about it. He carefully explained the method by which a moderate sum of money might be made to purchase a sufficient income for life. She offered no objection, when he proposed to write to his lawyer in London for the necessary particulars. But when he asked her to tell him what the sum was of which she might be still able to dispose, Iris hesitated, and made no reply. This time, Hugh arrived at the right conclusion. It was only too plain to him that what remained of her money represented an amount so trifling that she was ashamed to mention it. Of the need for helping her, there could be no doubt now; and, as for the means, no difficulties presented themselves to Mountjoy--always excepting the one obstacle likely to be offered by the woman herself. Experience warned him to approach her delicately, by the indirect way. "You know me well enough," he said, "to feel sure that I am incapable of saying anything which can embarrass you, or cause a moment's misunderstanding between two old friends. Won't you look at me, Iris, when I am speaking to you?" She still looked away from him. "I am afraid of what you are going to say to me," she answered coldly.