"With this object I confessed to my wife as much of the conspiracy as was necessary. Like many women, she possesses, in addition to every virtue, a blessed devotion to her husband. Where he is concerned she is easily led even from the paths of honour. I practised on that devotion; I used all the arguments and persuasions based on that devotion necessary to convert a woman of honour into the accomplice of a conspiracy. In brief, I made my wife join in the fraud. She consented to act for me, persuaded that if she did not the conspiracy would be discovered. The business has, therefore been carried through with the greatest success. You have paid the claim in full without question. For me there was left the very comfortable provision of 15,000 pounds, with the consciousness of a daring and successful swindle. Unfortunately, my wife has now discovered that her conscience will give her no peace or rest until full restitution of the money has been made. She has informed me of her intention to send back without delay that part of it which lies at her bank in her own name--that is to say, five thousand pounds. "I do not suppose that, as gentlemen, you would be disposed to subject a woman who thus desires to repair a wrong to the degradation of a public prosecution. No useful end, in fact, will be served in so doing. It is, in fact, in the conviction that you will take no proceedings that I write this letter. "Further, as I wish my wife's scruples of conscience to be completely set at rest, I am prepared, on an assurance that the matter will be allowed to drop, to forward to you the remainder of the money, less two thousand pounds, which I have reason to believe will be sent to you in course of time. I am also prepared to instruct my wife, as my heir, in the event of my death to make no claim on the Company; and I have requested my solicitor to cease paying the annual premium. The Company will, therefore, be the gainers of the whole premiums which have been paid--namely, 300 pounds a year for ten years: that is to say, 3,000 pounds. "As for myself, I will take the necessary steps as soon as you have given me that letter of assurance. As regards the other principal in the Conspiracy, it is hardly worth your while to search after him. I shall be obliged if you will be so good as to acknowledge this letter without delay, with any assurance which you may be able to make as regards the person whom I have dragged into the affair. I send you an address where a letter will find me. You may wish to watch the house. I assure you beforehand that it is useless. I shall not go there.--I remain, Gentlemen, "Your obedient servant, "HARRY NORLAND." "Perhaps," said the Secretary, "it is in connection with this letter that I have this day received a packet of bank-notes amounting in all to the sum of five thousand pounds. The packet is endorsed 'Restitution money.'" "Bank-notes, gentlemen," said the Chairman significantly, "may be traced if necessary."