Some Socialists of the saner kind fear that it will not be possible to abolish money. Kautsky, for instance, writes: "To abolish money I consider impossible. Money is the simplest means as yet known which renders it possible in a mechanism so complicated as the modern system of production, with its enormously minute subdivision of labour, to arrange for the smooth circulation of products and their distribution among the individual members of society; it is the means which enables everyone to satisfy his needs according to his individual taste (naturally within the limits of his economic power). As a medium of circulation, money will remain indispensable so long as nothing better is found."[756] Socialists declaim against the immorality of charging interest--"usury" as they call it (see Chapters IV., IX., and XVII.), and they are indignant that the banks are unwilling to advance gratis unlimited funds to Socialist town councils to be wasted as fancy may direct (see page 258). Therefore they wish to abolish "that most costly of all modern parasites, the banker."[757] Some very irreligious, if not atheistic, Anarchist-Socialists, such as Mr. Morrison Davidson, pretend to object to interest on religious grounds because, "the Way, the Truth, and the Life said, 'Lend hoping for nothing again.'"[758] Other Socialists wish to abolish the banks and the charging of interest for the benefit of the people and of the Socialist municipal and other councils. "Usury--in that offensive pregnant little word is contained the secret of Society's worries and Man's woes. Abolish usury: that is the true Fiscal Reform Policy."[759] "Usury can be arrested at present by nationalisation of exchange. The nationalisation of exchange must be undertaken. Metal must be demonetised and reduced to the ranks. Banking must be undertaken by the municipalities and county councils, and by these elective bodies only, while a durable paper currency issued on the basis of the ascertained wealth of the nation, and maintained in true relation to it, shall supersede gold. Then we arrive at a scientific solution of the question of exchange and put in operation the currency and credit system of Socialism."[760] When the banks and the gold currency have been abolished and when "exchange has been nationalised" the Socialist local authorities will no longer have any difficulty in procuring the unlimited funds they need for the execution of their boundless plans. They will raise the money by the printing of practically unlimited quantities of paper money issued against the security of "the ascertained wealth of the nation." If they wish to spend money, they simply "make it" by means of an ordinary printing press. Could a simpler and more ingenious system for making money be devised?