One evening, after leaving a Co-operative Board Meeting in Leman Street, Whitechapel, I incautiously stepped into the roadway to hail a cab, when a lurry came round a corner behind me and knocked me into the mud, which was very prevalent that day. Some bystanders picked me up, and one, good-naturedly, lent me a handkerchief with which to clear my face and head, both being blackened and bleeding. The policeman who took charge of me asked me where I wanted to be taken. I answered that I was on my way to Fleet Street to an assembly of the Institute of Journalists to meet M. Zola, then on a visit to us. "I think, sir," said the reflective policeman, "we had better take you to the London Hospital," and another policeman accompanied me in a passing tram, which went by the hospital door. After some dreary waiting in the accident ward it was found that I had no rib or bone broken, but my nose and forehead were bound up with grim-looking plasters, and when I arrived at the hotel, four miles away, where I was residing, and entered the commercial room, I had the appearance of a prize-fighter, who had had a bad time of it in the ring. Knowing the second day of an accident was usually the worst, I took an early train home while I could move. My ribs, though not broken, were all painful, and I remember squealing for a fortnight on being taken out of bed. After my last adventure the Accident Insurance Company (though I had never troubled them but once) refused to accept any further premium from me, which I had paid twenty or thirty years, and left me to deal with further providential escapes from my own resources. Thinking I was safe in Brighton near my own home, I was walking up the Marine Parade, one quiet Sunday morning, when a gentleman on a bicycle rushed down a bye street and knocked me down with a bound. Seeing two ladies crossing the street I concluded matters were safe. The rider told me that he had seen the ladies and had arranged to clear them, but as I stepped forward he could not clear me, so gave me the preference. As I had always been in favour of the rights of women, I said he did rightly, though the result was not to my mind. He had the courtesy to accompany me to my door, apologising for what he had done, but left me to pay the bill of the physician, who was called in to examine me. When I recovered my proper senses I found he had not left his card. Though I advertised for him, he made no reappearance. Another serene Sunday morning I was crossing the Old Steine with a son-in-law; nothing was to be seen in motion save a small dog-cart, which had passed before we stepped into the road. Soon we found ourselves both thrown to the ground with violence. A huge dog, as large as the "Hound of the Baskervilles" described by Conan Doyle, had loitered behind and suddenly discovered his master had driven ahead, and he, like a Leming rat, made straight for his master, quite regardless of our being in his way.