“I shouldn't wonder. Jubal knew a lot of folks on the Cape here. He was a good husband--no better anywheres--and he and I had a good life together long as he was well. I've sailed a good many v'yages with him, and I feel pretty nigh as much at home on the water as I do on land. Our trouble was the same that a good many folks have; we didn't cal'late that fair weather wouldn't last all the time, that's all. “It wasn't his fault any more than 'twas mine. We saved a little money, but not enough, as it turned out. Well, he was took down sick and had to give up goin' to sea, and we had a little place over in Nantucket, and settled down on it. Fust along, Jubal was able to do a little farmin' and so on, and we got along pretty well, but by and by he got so he wa'n't able to work, and then 'twas harder. What little we'd saved went for doctor's bills and this, that, and t'other. He didn't like to have me leave him, so I couldn't earn much of anything, and fin'lly we come to where somethin' had to be done right away, and we talked the thing over and decided to mortgage the house. The money we got on the mortgage lasted until he died. “He had a little life insurance, not enough, of course, but a little. He was plannin' to take on more, but somehow it never seemed as if he could die, he so big and strong, and we put it off until he got so he couldn't pass the examination. When the insurance money come I took it to Jedge Briar, a mighty good friend of Jubal's and mine and the one that held the mortgage on the house, and I told him I wanted to pay off the mortgage with it, so's I'd have the house free and clear. But the Jedge advised me not to, said the mortgage was costin' me only six per cent., and why didn't I put the money where 'twas likely to be a good investment that would pay me eight or ten per cent.? Then I'd be makin' money, he said. I asked him to invest it for me, and he put it into the Bay Shore Land Company, where most of his own was.” “Sho! I want to know!” broke in the Captain. “He did, hey! Well, I had some there, too, and so did Perez. Precious few fam'lies on the Cape that didn't.” “Yes, he thought 'twas the safest and best place he knew of. The officers bein' sons of Cape people and their fathers such fine men, everybody said 'twas all right. I got my dividends reg'lar for a while, and I went out nussin' and did sewin' and got along reel well. I kept thinkin' some day I'd be able to pay off the mortgage and I put away what little I could towards it, but then _I_ was took sick and that money went, and then the Land Company went up the spout.” The Captain nodded. The failure of the company had brought poverty to hundreds of widows. Mrs. Snow's case was but another instance.