"The fact that he is generally unpopular is, in my mind, a proof that there is something wrong about this cousin of yours. Then what you tell me, that he refused to lend you the money which would have got you out of your scrape, while he afterwards came forward with twenty pounds to enable you to get away, is another strong point. The advice which he gave you was distinctly bad; for you had much better have remained, and to the last have protested your innocence. Then there is another point. Did I gather from your words that you and he are the nearest relations to the wealthy uncle with whom you lived?" "Yes, that is so," Frank replied. "Then, in case of your disgrace, it is by no means improbable that your uncle will leave him the whole of the money. Is that so? "I have no doubt of it," Frank assented. "Then you see he has a very strong interest in bringing you into discredit. Besides there were only, you say, five people who had any knowledge of this affair, and of your need for the money. None of the other four had the slightest possible interest in bringing you into disgrace; he had a very strong interest, and, take my word for it, your cousin is at the bottom of the whole affair." "I cannot believe it," Frank said, rising from his chair and pacing up and down the verandah; "if I thought so I would return to England by the next ship and have it out with him." "But you have no shadow of proof," Mr. Willcox said, "it is a matter of suspicion only. Even had the idea occurred to you at first, you would only have injured yourself by stating it, for it would have been regarded as a hideous aggravation of your crime to bring such a charge against your cousin unsupported by a shadow of proof. No; now you have taken your line you must go through with it, and trust to time to right you. It is a suspicion only, but you mark my words, if the mystery is ever solved it will be found that your cousin was at the bottom of it." Frank spent a very pleasant week at the charming residence of Mr. Willcox. The latter entertained a good deal, and Frank met at his house several of the leading merchants of New Orleans, and acquired a good deal of knowledge of the state of the country. Most of them were incredulous as to the stories of the abundance of gold in California. That gold had been discovered they did not deny; but they were of opinion that the find would be an isolated one, and that ruin would fall upon the crowds who were hastening either across the continent, or by ship _via_ Panama, to the new Eldorado. Several of them tried to dissuade Frank from his intention of going thither, and more than one offered to place him in their counting-houses, or to procure him employment of other kind.