Concerning the Nattukottai Chettis, Mr. P. R. Sundara Aiyar writes as follows. [108] "The first and chiefest aim of a Nattukottai Chetti is to make as much money as possible. He does not regard usury as a sin. As a little boy of ten or twelve, he begins to apply himself to business, learns accounts, and attends the shop of his father. As soon as he marries, his father gives him a separate home, or rather compels him to live separately, though often in the same house as his parents. This makes him self-reliant, and produces in him a desire to save as much money as possible. He is given a certain allowance out of the paternal estate, but, if he spends more, he is debited with the excess amount. Every one consequently tries to increase his stock of individual savings. Even the women earn money in a variety of ways. Every rupee saved is laid out at as high a rate of interest as possible. It is commonly stated that a rupee, laid out at the birth of a child at compound interest at 12 per cent., will amount to a lakh of rupees by the time he attains the age of a hundred. The habits of a Nattukottai Chetti are very simple, and his living is very cheap, even when he is rich. So strict are the Chettis in pecuniary matters that, if a relation visits them, he gets only his first meal free, and if he stays longer, is quietly debited with the cost of his stay." The Nattukottai Chettis [109] are said to employ Kammalans, Valaiyans, Kallans, and Vallambans as their cooks. They are permitted to enter the interior of Hindu temples, and approach near to the innermost doorway of the central shrine. This privilege is doubtless accorded to them owing to the large sums of money which they spend on temples, and in endowing charitable institutions. It is noted, in the Gazetteer of the Madura district, that "of the profits of their commercial transactions, a fixed percentage (called magamai) is usually set aside for charity. Some of the money so collected is spent on keeping up Sanskrit schools, but most of it has been laid out in the repair and restoration of the temples of the south, especial attention being paid to those shrines (padal petta sthalangal, as they are called), which were hymned by the four great poet-saints, Manikya Vachakar, Appar, Tirugnana Sambandhar, and Sundaramurti." "The Chettis," Mr. Sundara Aiyar writes, "are believed to be the most charitable class in Southern India, and undoubtedly they spend the largest amount of money on charity. They set apart a fraction of their profits for charity. They levy rates among themselves for local charities, wherever they go. The income obtained from the rates is generally spent on temples. In new places like Ceylon, Burma, and Singapore, they build new temples, generally dedicated to Subramanya Swami. In India itself, they establish festivals in existing temples, and undertake the repair of temples. Immense sums have been spent by them recently in the renovation and restoration of ancient temples. We