Cecilia then, with equal wisdom and friendliness, proposed a general reform in the household, the public and private expences of both; she advised that a strict examination might be made into the state of their affairs, that all their bills should be called in, and faithfully paid, and that an entire new plan of life should be adopted, according to the situation of their fortune and income when cleared of all incumbrances. “Lord, my dear!” exclaimed Mrs Harrel, with a look of astonishment, “why Mr Harrel would no more do all this than fly! If I was only to make such a proposal, I dare say he would laugh in my face.” “And why?” “Why?--why because it would seem such an odd thing--it's what nobody thinks of--though I am sure I am very much obliged to you for mentioning it. Shall we go down stairs? I think I heard somebody come in. “No matter who comes in,” said Cecilia, “reflect for a moment upon my proposal, and, at least, if you disapprove it, suggest something more eligible.” “Oh, it's a very good proposal, that I agree,” said Mrs Harrel, looking very weary, “but only the thing is it's quite impossible.” “Why so? why is it impossible?” “Why because--dear, I don't know--but I am sure it is.” “But what is your reason? What makes you sure of it?” “Lord, I can't tell--but I know it is--because--I am very certain it is.” Argument such as this, though extremely fatiguing to the understanding of Cecilia, had yet no power to _blunt her purpose_: she warmly expostulated against the weakness of her defence, strongly represented the imprudence of her conduct, and exhorted her by every tie of justice, honour and discretion to set about a reformation. “Why what can I do?” cried Mrs Harrel, impatiently, “one must live a little like other people. You would not have me stared at, I suppose; and I am sure I don't know what I do that every body else does not do too.” “But were it not better,” said Cecilia, with more energy, “to think less of _other people_, and more of _yourself?_ to consult your own fortune, and your own situation in life, instead of being blindly guided by those of _other people_? If, indeed, _other people_ would be responsible for your losses, for the diminution of your wealth, and for the disorder of your affairs, then might you rationally make their way of life the example of yours: but you cannot flatter yourself such will be the case; you know better; your losses, your diminished fortune, your embarrassed circumstances will be all your own! pitied, perhaps, by some, but blamed by more, and assisted by none!” “Good Lord, Miss Beverley!” cried Mrs Harrel, starting, “you talk just as if we were ruined!” “I mean not that,” replied Cecilia, “but I would fain, by pointing out your danger, prevail with you to prevent in time so dreadful a catastrophe.”