Whenever I think of love and marriage I think of Wray. That clerkly figure. That clerkly mind. He was among the first people I met when I came to New York and, like so many of the millions seeking to make their way, he was busy about his affairs. Fortunately, as I saw it, with the limitations of the average man he had the ambitions of the average man. At that time he was connected with one of those large commercial agencies which inquire into the standing of business men, small and large, and report their findings, for a price, to other business men. He was very much interested in his work and seemed satisfied that should he persist in it he was certain to achieve what was perhaps a fair enough ambition: a managership in some branch of this great concern, which same would pay him so much as five or six thousand a year. The thing about him that interested me, apart from a genial and pleasing disposition, was the fact that with all his wealth of opportunity before him for studying the human mind, its resources and resourcefulness, its inhibitions and liberations, its humor, tragedy, and general shiftiness and changefulness, still he was largely concerned with the bare facts of the differing enterprises whose character he was supposed to investigate. Were they solvent? Could and did they pay their bills? What was their capital stock? How much cash did they have on hand?... Such was the nature of the data he needed, and to this he largely confined himself. Nevertheless, by turns he was amused or astonished or made angry or self-righteous by the tricks, the secretiveness, the errors and the downright meanness of spirit of so many he had to deal with. As for himself, he had the feeling that he was honest, straightforward, not as limited or worthless as some of these others, and it was on this score that he was convinced he would succeed, as he did eventually, within his limitations, of course. What interested me and now makes me look upon him always as an excellent illustration of the futility of the dream of exact or even suitable rewards was his clerkly and highly respectable faith in the same. If a man did as he should do, if he were industrious and honest and saving and courteous and a few more of those many things we all know we ought to be, then in that orderly nature of things which he assumed to hold one must get along better than some others. What—an honest, industrious, careful man not do better than one who was none of these things—a person who flagrantly disregarded them, say? What nonsense. It must be so. Of course there were accidents and sickness, and men stole from one another, as he saw illustrated in his daily round. And banks failed, and there were trusts and combinations being formed that did not seem to be entirely in tune with the interests of the average man. But even so, all things considered, the average man, if he did as above, was likely to fare much better than the one who did not.