But before that, what miseries had he not endured! He was wont to recount how, when grasshoppers and drought took all of their crops for two years after his father’s death, he and his mother and sister were reduced to want and he had actually been sent to beg a little cornmeal and salt from the local store on the promise to pay, possibly a year later. Taxes mounted up. There was no money to buy seed or to plant or replace stock, which had had to be sold. The family was without shoes or clothes. Osterman himself appeared to be of the fixed opinion that the citizens and dealers of Reamer, from near which point in Kansas he hailed, were a hard and grasping crew. He was fond of telling how swift they were to point out that there was no help for either himself or his mother or sister as farmers and to deny them aid and encouragement on that score. He once said that all he ever heard in the local branch of his mother’s church, of which he was never a confessing communicant, was “an eye for an eye, a tooth for a tooth”; also “with whatsoever measure ye mete it shall be measured to you again.” Obviously such maxims taken very much to heart by a boy of his acquisitive and determined nature might bring about some of the shrewd financial tricks later accredited to him. Yet he appears to have been a man of some consideration and sympathy where boys were concerned, for it was said that he made it a rule in all his adventures to select the poorest if most determined youths of his organization for promotion and to have developed all of his chief lieutenants from the ranks of farm or orphan boy beginners whom he encouraged to work for him. How true this is the writer is not able to state. However, of the forty or more eminent men who have been connected with him in his enterprises, all but four were farm or orphan boys who had entered his enterprises as clerks or menials at the very bottom, and some seven of the total were from his native State, Kansas. IV The private cogitations of the late John H. Osterman in his mansion at 1046 Fifth Avenue, New York, and elsewhere during the last five years of his life. * * * * *