It is going to be necessary to learn to economize in every department of life as all the European peoples do. We must learn, in this new country, to do things more with the idea of the future in mind. In all European cities, there are hundreds of houses that have lasted many centuries, but there are few houses in America that are built in an enduring way. This building up and tearing down taxes not one, but many, resources heavily. As the housewife learns that a good kettle that costs a dollar and lasts five years is cheaper than a poor one which costs fifty cents but will wear out in one year, so people must learn the lesson that in building poor light houses of wood which will last a comparatively short time, they are really paying the higher price; that in putting in poor roads, cheap bridges, badly-constructed public buildings, that cost less heavily in the first place but that will need to be renewed in a few years, they are really paying much more than if these had been substantially built in the beginning. The fire loss of the United States amounts to over half a million dollars a day, and all insurance men agree that most of this might be prevented. The remedies are to build fewer wooden houses, especially in crowded districts, to exercise greater care in the building and management of chimneys, greater care in electric wiring, and general watchfulness in handling matches and lighted cigars. For the forest fires which mean so much to all of us the remedy lies in forest patrol. The amount usually set aside for fighting fires was not allowed by some states in 1910, and the fires which cost hundreds of millions of property and many lives were the result. Much of the most fertile land in our country is used for raising tobacco, and grains that are made into alcoholic liquors. As these can never be considered necessities it is well to think to what better uses the land might be put. The yearly bill of the United States for pleasure is gigantic, and a large proportion of the pleasure tends to lower rather than raise the standard of American life and morals. The greatest of all wastes is the waste of time and labor. The waste of time by drunkenness, by poor work that must be done over, and by idleness, makes a large item of loss in every line of business. Proper education will teach every child to work neatly and with perfect accuracy, will teach eye, hand and brain, will teach the value and pleasure of work, careful management and economy and a regard for the general good.