"This, you know," resumed Uncle David, "is not debt: it is ruin. You chose to mortgage your reversion to some Jews, for fifteen hundred a year, during your father's lifetime. Three hundred would have been ample, with the hundred a year you had before--ample; but you chose to do it, and the estates, whenever you succeed to them, will come to you with a very heavy debt charged, for those Jews, upon them. I don't suppose the estates are destined to continue long in our family; but this is a vexation which don't touch you, nephew. _I_ am, I confess, sorry. They were in our family, some of them, before the Conquest. No matter. What you have to consider is your present position. They will come to you, if ever, saddled with a heavy debt; and, in the meantime, you have fifteen hundred a year for your father's life; and I don't think it will sell for anything like the fifteen thousand pounds you have just lost. You are therefore insolvent; there is the story told. I see nothing for it but your becoming formally an insolvent. It is the _bourgeoisie_ who shrink from that sort of thing; titled men, and men of pleasure and fashion, don't seem to mind it. There are Lord Harry Newgate, and the Honourable Alfred Pentonville, and Sir Aymerick Pigeon, one of the oldest baronets in England, have been in the _Gazette_ within the last twelve months. The money I paid, on the faith of your promise, is worse than wasted. I'll pay no more into the pockets of rooks and scoundrels; I'll divide no more of my money among blackguard jockeys and villanous peers, simply to defer for a few months the consequences of a fool's incorrigible folly." "But, you know, uncle, I was not quite so mad. The thing was a swindle; it can't stand. The horse was not fairly treated." "I daresay: I suppose it was doctored. I don't care; I only think that unless you meant to go in for drugging horses and bribing jockeys, you had no business among such people, and at that sort of game. All I want is that you clearly understand that in this matter--though I would gladly see you safely out of it--I'll waste no more money in paying gambling debts." "This might have happened to anyone, Sir; it might indeed, uncle. Every second man you meet is more or less on the turf, and they never come to grief by it. No one, of course, can stand against a barefaced swindle, like this thing." "I don't care a farthing about other people; I've seen how it tells upon you. I don't affect to value your promises, Dick; I don't think that they are worth a shilling. How many have you made me, and broken? To me it seems the vice is incurable, like drunkenness. Tattersall's, or whatever is your place of business, is no better than the gin-palace; and when once a fellow is fairly on the turf, the sooner he is under it, the better for himself and all who like him. And you have lost money at play besides. I heard that quite accidentally; and I daresay that is a ruinous item in what I may call your schedule."