At the age of fifteen, he left the farm and engaged as clerk in the mercantile business in Washington, St. Lawrence County, where he remained about three years. In 1836, he removed to Cleveland and commenced the study of law with his brother, H. A. Hurlbut, then practicing law here. On August 7th, 1839, he was admitted to practice, and at once went to Massillon, Stark county, where he opened an office for the practice of his profession. His cash capital when he started for his prospective field of labor, consisted of three dollars and twenty-five cents. The disbursement of this sum was as follows: three dollars for his packet fare to Massillon; twenty-five cents for three sheets of paper and two packets of tobacco. His worldly goods were all contained in a hair trunk; the most valuable item of which was his law library, comprising two volumes, Blackstone and Kent's Commentaries. Our readers may well be assured that Mr. Hurlbut was dreadfully in earnest about that time to commence business. He soon succeeded in making a commencement; his talent and industry were rewarded by one of the largest and most lucrative practices in that section, extending through Wayne, Holmes, Tuscarawas, Carroll, Columbiana, and Summit counties. As a lawyer he was very successful. He continued the practice of his profession until 1850, four years of which time he was the law partner of Hon. D. K. Cartter. Some three years before retiring from his law practice, he became interested in banking at Massillon, and in 1850, organized the Merchants Bank, of Massillon, with a capital of $100,000. This was in connection with Dr. I. Steese, who is still president of the bank, with the capital increased to $200,000. It was and is a very successful enterprise. In 1852, still retaining most of his interest in the bank at Massillon, he came to Cleveland, and commenced a private banking business, under the firm name of Hurlbut & Go., under the American House, and continuing about one year, when he purchased from the directors of the Merchants Bank the charter of the Bank of Commerce, and at once commenced business under it, with Mr. Parker Handy as president, and himself as cashier. About a year afterwards Mr. Handy resigned, and Mr. Joseph Berkins became president. The stock was increased from time to time till it reached $250,000, and then reorganized under the name of the Second National Bank of Cleveland, with the same officers, and nearly the same board, with a capital stock of $600,000, and its success may be judged when we say that it has a reserve fund of over $400,000, and it may well be characterized as one of the strongest, if not the strongest bank in Ohio.