It having pleased God to remove from our midst, on the morning of the 11th inst., Wm. A. Otis, who, for more than 22 years, has been associated with many of us in the business of banking, and has occupied a prominent position both in the early organization of the State Bank of Ohio, and of the Society for Savings of Cleveland, of which latter Society he was for thirteen years president, and at the time of his death was the president of the Commercial Bank of this city, and who by his wise counsels, his high regard for integrity and mercantile honors as well as by an exemplary Christian life, had secured the esteem and confidence of his associates and fellow citizens, and who, after a good old age, has been quietly gathered to his rest, therefore, _Resolved_, That while we deeply mourn the loss of our departed brother, we commend his virtues, and especially his high standard of Christian integrity, for the imitation of the young men of our city as the most certain means to a successful business life, and a fitting preparation for its final close. _Resolved_, That we deeply sympathize with the family of our deceased friend in the loss that both they and we are called to sustain, feeling assured that after so long a life of Christian fidelity this loss, to him is an infinite gain. _Resolved_, That a copy of these resolutions, signed by the Chairman and Secretary, be furnished the family of the deceased and be duly published in our city papers. J. C. Buell, Secretary. T. M. Kelly, Chairman. Cleveland, May 12, 1868. E. P. Morgan. "He who works most achieves most," is a good motto in business, and in pursuits of all kinds. This has been the principle on which E. P. Morgan has acted throughout life, and a faithful persistence in carrying it out has resulted in building up a mammoth business and the consequent possession of a handsome fortune. Mr. Morgan was born in New London, Connecticut, in 1807. His early years were spent at home and in attending school, where a good common education was gained. In his fifteenth year he was taken from school and placed in a store, where he acquired those business habits which have made him a successful and wealthy merchant. At the age of twenty-one, he set up in business for himself, at Middlefield, Massachusetts, carrying on a store, and at the same time engaging in the manufacture of woolen goods. In this store he continued twelve years, doing the whole time a thriving and profitable business.