Mr. Clifford's conscience smote him as he listened to Phebe's unworldly comment on Roland Sefton's conduct. If Roland had met him with the announcement of a gain of ten thousand pounds by a lucky though unauthorized speculation, he knew very well his own feeling would have been utterly different from that with which he had heard of the loss of ten thousand pounds. The world itself would have cried out against him if he had prosecuted a man by whose disregard of the laws he had gained so large a profit. Was it, then, a simple love of justice that had actuated him? Yet the breach of trust would have been the same. "But if you will not come to live with me, my dear," he said, "what do you propose to do? You cannot live alone in your old home." "May I tell you what I should like to do?" she asked. "Certainly," he answered. "I am bound to know it." "Those two who are dead," she said, "thought so much of my painting. Mr. Roland was always wishing I could go to a school of art, and father said when he was gone he should wish it too. But now we have lost our money, the next best thing will be for me to go to live as servant to some great artist, where I could see something of painting till I've saved enough money to go to school. I can let Upfold Farm for fifteen pounds a year to Simon Nixey, so I shall soon have money enough. I promised father I would never sell our farm, that has belonged to Marlowes ever since it was inclosed from the common. And if I go to London, I shall be near Madame and the children, and Mrs. Roland Sefton." The color had come back to Phebe's face, and her voice was steady and musical again. There was a clear, frank shining in her blue eyes, looking so pleasantly into his, that Mr. Clifford sighed regretfully as he thought of his solitary and friendless life--self-chosen partly, but growing more dreary as old age, with its infirmities, crept on. "No, no; you need not go into service," he said; "there is money enough of your own to do what you wish with. Mrs. Roland refuses to receive the income from her marriage settlement till every claim against her husband is paid off. I shall pay your claim off at the rate of one hundred a year, or more, if you like. You may have a sum sufficient to keep you at an art school as long as you need be there." "Why, I shall be very rich!" exclaimed Phebe; "and father dreaded I should be poor."