1. The first of your personal resources is time. You have just the same amount of it that any one else has, and that is twenty-four hours a day. These twenty-four hours a day are exactly like any other asset in that they are capable of use or abuse. The waste of them is the same kind of a mistake as is the waste of money or property. Few people waste their time in large quantities at a time. Most people waste moments in waiting or idling, which, put together, would make an aggregate of hours and days. One should not waste his own time nor that of others. The person who keeps any one else waiting for him is guilty of theft. Figure out how much time you lose per day, and then figure how to keep from losing it. 2. The second of your personal resources is talent. Of this all do not receive exactly alike, but all do receive in reasonable measure. Some who receive largely seem to do less with their gift than some others who have received in less degree, and the man who hides his single coin in a napkin is always a familiar figure. No matter whether one receives many or few, it is his duty to improve them and make the most of them. Finding one’s true place in the world is a serious matter. Find out what you are good for; get ready to do that thing well; then do it with all your might. 3. The third of your personal resources is opportunity. The greatest issues of years to come will continually be found to hinge upon your decision and action in earlier moments of opportunity. Opportunity does not wait around, begging one to grasp it. One must learn to strike at the right moment. Watch for your chance, and do not fail to seize it when it comes. _The Method of Efficiency._ 1. Have a definite purpose in life. If you have none, get one as quickly as possible. If you cannot choose a permanent one, then choose a temporary one. At all events, have an aim, and let it be clear, definite, and positive. 2. Having chosen a task, the next thing to do is to get at it. The word =NOW= is the richest word in the English vocabulary. Do not wait to begin in the morning. Be able, when the morning comes, to look back on at least a part of the task completed. 3. Stay with it. It is sometimes harder to stay with it than it is to get at it. Always, as the day passes and weariness lays hold of mind and muscle, the temptation to give up gathers strength very rapidly. If the thing you are doing is worth while, don’t give it up. The rewards of the game are won neither by the fine beginning nor the brilliant play, but by the steady endurance which holds on to the last. Life is one great endurance test.